– previously i3 Car Finance

The easier way to finance a used car

No deposit options, 14-day money-back guarantee, select from 1000s of quality checked used cars with free delivery!

Rates from 7.9% APR. Representative APR 13.9%

❤ i3 Finance Reviews

Fixed rates from 7.9% APR, the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: Cash Price £7000, Deposit £0 Borrowing £7,000 over 5 years with a representative fixed APR of 13.9%, the amount payable would be £159.58 per month, with a total cost of credit of £2,574.80 and a total amount payable of £9,574.80

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We do earn a commission. This does not influence the interest rate you’re offered in any way.

Complete the journey in 3 easy steps

Apply Online

Quick and easy application form 2 minutes to check - and it’s free

Shop Online

We’re making it easier to find a car online from quality checked suppliers

Free Delivery

Have your new car delivered straight to your door with our free delivery service

Extended Warranty

Included as standard for 12-months on all cars

Our warranty will protect your car by covering the cost of repairs from mechanical or electrical faults. You can have complete peace of mind if the unexpected happens

£ 0

The average used car repair

Includes wear & tear

Unlimited claims


Check what our customers are saying about us

❤ i3 Finance Reviews

Amazing service from start to end. I did not have the time to trawl round dealerships - everything was really easy and effortless from start to end. Very happy customer, highly recommended!

Paul Jones

Included as standard for 12-months on all cars

24/7 Breakdown

24/7 Roadside assistance & recovery included as standard (administrated by the Automobile Association), so you can rely on the UK's No.1 recovery service in the unlikely event of a breakdown.

MOT Failure Cover

MOT failure cover as part of your Car Warranty, which is designed to provide the repair cost of included parts which have failed the DVSA annual MOT test, together with the cost of any re-test.

Frequently Asked Questions

Is buying a car online safe?

Extra protection when you buy a car online. Under UK law, if you buy a car 100% ‘remotely’, you will be covered by the Consumer Contracts Regulations - you can cancel your order no questions asked within 14 days of placing it. These rules give you extra protection when buying a car online that you wouldn’t have if you bought a car at a dealership.

Can I get finance with bad credit?

We can’t guarantee you’ll be accepted for car finance on your used car, but we have a specialist team for bad credit car finance and accept many more than our competitors who claim to be able to assist customers with bad credit.

Do you provide any warranty?

Yes! We work with the UK's best warranty provider 'WarrantyWise' and provide all our customers with a platinum warranty, we prefer to provide a warranty that is worth the paper it is written on. The warranty includes unlimited claims to the value of the vehicle, roadside assistance and MOT failure in the unlikely event your vehicle fails the MOT. This full package is included with every vehicle and covers you for 12 months.

Buy with confidence

Our vetted pre-purchase mechanical inspection


The Citizen's Advice Bureau received 84,000 complaints from used car buyers in the past year. They recommend protecting yourself by having it checked by a mechanic before you buy it.

72-point mechanical and structural inspection*

A pre-purchase car inspection is an inspection done by a technician to determine the condition of a vehicle before purchase. Here at, we use qualified mechanics to mechanically inspect your vehicle before completing the transaction with the supplier

Road test*

All our inspection checklists include a road test to examine the condition of important features such as the steering and braking, and give a clear idea as to whether a vehicle is roadworthy.


Finding you the best car finance deal

We have the broadest lender panel. This means that we’re well-placed to find you a great deal, no matter what your circumstances

Hassle-free and entirely online

Complete our 2-minute form, we will return the best acceptance from our large panel of lenders. You are then able to search through 1000s of cars with your prequalified terms. No hard sell – just helpful support

Need a hand?

We're ready to help

0330 027 0192

Mon-Fri 9am-8pm, Sat & Sun 9am - 5.30pm

We are a credit broker and not a lender. Your vehicle may be repossessed if you do not keep up the repayments. is a trading style of i3 Technology Group Ltd, who are authorised and regulated by the Financial Conduct Authority. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Registered in England | Registered number 11075528 | VAT number 332205743 | ICO registration ZA550010 | FCA number 915462

All finance is subject to status, income and affordability. Applicants must be 18 or over. Terms and conditions apply. Guarantees and indemnities may be required. Written quotations on request. We can introduce you to a limited number of finance providers and other brokers who may be able to offer you finance facilities for your purchase. We receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders. If you would like to know how we handle complaints, please view our complaints page.

*A pre-purchase car inspection is an inspection completed by a fully vetted & qualified mechanic to determine the condition of a vehicle before purchase. use independent vehicle inspectors to carry out our vehicle inspections, however we may form agreements with selected reputable and vetted suppliers to accept a comparable inspection report that meets our high standards.

Initial Disclosure | Terms & Conditions | Privacy Policy | Cookies Policy | Complaints & Customer Care | Warranty Terms | Supplier Downloads | Purchase Agreement

Registered in England | Registered number 11075528 | VAT number 332205743 | ICO registration ZA550010 | FCA number 915462

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