– previously i3 Car Finance

Car Ownership Made Possible:
Discover the Top Car Finance Choices for Those on Benefits

Hello there! If you’re an individual receiving benefits and dreaming of owning a car, we understand how challenging it can be to navigate the world of car finance. However, we firmly believe that everyone deserves a chance to explore their mobility options. In this blog post, we’ll delve into car finance solutions tailored specifically for individuals on benefits. So, let’s embark on this empowering journey together!

Understanding Your Unique Circumstances:

Life circumstances can vary greatly, and I recognise that being on benefits might come with financial constraints. However, it’s important to remember that these circumstances don’t define your dreams or limit your potential for car ownership. Many lenders and organisations now offer car finance options specifically designed to assist individuals on benefits. By exploring these alternatives, you can find a solution that suits your needs and helps you overcome any financial barriers.

Car Finance Options for Individuals on Benefits:

1. Sub-Prime Car Finance: Specialised lenders undertake the practice of sub-prime car finance, assuming the increased risk in exchange for higher interest rates and fees. These loans offer individuals with lower credit and affordability an opportunity to purchase a vehicle.

2. Black Box Car Finance: This specialist lender has revolutionised car finance by offering finance to customers who may been declined by main stream lenders. They not only look at credit score but also consider affordability in their decision to offer finance on a vehicle. People solely on benefits can qualify for this type of finance. Read more on black box funding on our website.

Empowering Your Journey:

Remember, the path to car ownership is a journey, and it may require some effort and patience. Here are a few essential steps to help you along the way:

1. Research Thoroughly: Take the time to explore different car finance options available to individuals on benefits. Familiarise yourself with the eligibility criteria, interest rates, repayment terms, and any additional requirements specific to each option.

2. Budget Wisely: Evaluate your current financial situation and create a realistic budget. Ensure that your monthly car finance payments fit comfortably within your budget, allowing you to manage your repayments while covering your other expenses.

3. Compare Offers: Take the time to compare different offers and their conditions. Look for competitive interest rates, affordable repayment plans, and any additional perks or benefits they may offer.


Car finance should not be an obstacle for individuals on benefits. By exploring the dedicated options available and taking proactive steps towards your goal, you can make your dream of car ownership a reality. Remember, you deserve the freedom and convenience that comes with having your own vehicle.

So, seize the opportunity to explore car finance options today. Take the first step towards empowerment and open up new horizons in your life. Get a quote on our website, reach out to our friendly team and make your dreams a reality!

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